Loan Frame is an advanced fin-tech company that aims to revolutionise small business lending in the subcontinent through cutting edge technologies and automation. We use proprietary technologies to originate, underwrite and distribute working capital loans for small businesses.
Loan Frame specialises in inventory funding or distribution finance loans. We have a technology platform that enables quicker and easier customer onboarding, automated funding of dealer / distributor / retailer invoices and loan servicing.

Also, we run independent credit and risk assessments to ensure borrowers get the best deal. Our underwriting process combines technology with a deep understanding of India’s SME credit scenario to deliver better-priced and more flexible credit that a bank’s standardised loan products can’t match.
We deliver faster reviews and appraisals, follow a transparent system (yup, no hidden fees!) and we offer competitive rates. Our proprietary algorithms enable is to risk score our borrowers much more efficiently and quickly and we can move the complete lending process along faster.
We provide unsecured loans. These are either term loans with equated monthly repayments schedules or short term working capital inventory funding loans.
The preliminary eligibility check takes less than a minute. After that, our online application form takes just under 20 minutes. Paperwork is minimal; supporting documents can be scanned and uploaded or you can give us access to your digital repository. If your paperwork is in place, we can move the loan process very quickly and give you an approval within 3 days.
We access a lot of online data to minimise physical paper documents. We even encourage borrowers to submit their bank statements online. Typically, we need the ID and address proof, proof of establishment, statements of bank accounts and loan accounts, income proofs, apart from other documents, which may vary for different loan types.
Astrology. No, just kidding. We firmly believe that the potential of a business cannot only be determined by a traditional credit score, which takes into account past credit performance and current debt. Our score uses numerous other sources of data to arrive at a more complete composite of every borrower.